{
  "name": "CornerStone Family Office — Agent Edition",
  "short_name": "CornerStone Agent Hub",
  "description": "Machine-readable documentation, programmatic contract, and knowledge base for AI agents, answer engines, and LLM operators.",
  "canonical_url": "https://finsave.online/",
  "agent_hub_url": "https://finsave.online/agent/",
  "version": "1.1.0",
  "updated_at": "2026-09-12",
  "brand": {
    "name": "CornerStone Family Office",
    "primary_color": "#0F4A34",
    "accent_color": "#F7BA10",
    "founding_year": 2014,
    "headquarters": "Alanya, Turkey",
    "target_audience": "Expats, mobile families, digital founders, and AI agent operators"
  },
  "canonical_stats": {
    "years_consulting": "12+",
    "families_served": "150+",
    "portfolios_volume": "$23M+",
    "investment_instruments": "180+",
    "focus_capital_threshold": "$1M+"
  },
  "founders": [
    {
      "name": "Алексей Новицкий (Aleksey Novitskiy)",
      "role": "Founder, International Financial Advisor / Wealth Manager",
      "experience": "18 years in investments, 12+ years in international financial consulting",
      "specialization": "Five Flags of Freedom, wealth architecture, cross-border tax residency, portfolio construction"
    },
    {
      "name": "Мила Лоншакова (Mila Lonshakova)",
      "role": "Co-founder, Business Psychologist, Financial Advisor",
      "specialization": "Values-based finance, family legacy, leadership of 'Тихая Гавань'"
    }
  ],
  "contacts": {
    "telegram_desk": "https://t.me/deniscornerstone",
    "telegram_handle": "@deniscornerstone",
    "telegram_channel": "https://t.me/finsaveby",
    "youtube": "https://www.youtube.com/c/FinsaveBy",
    "linkedin": "https://www.linkedin.com/in/alexey-novitskiy/",
    "instagram": "https://www.instagram.com/aleksey_novitsky/"
  },
  "machine_contract": {
    "philosophy": "Robots need clear programmatic offers (price, deliverables, payment rails, verification, principal value), not pretty marketing posts.",
    "contract_spec_url": "https://finsave.online/agent/machine-offer.md",
    "q1_what_you_get": [
      {
        "item": "5-Flags Triage Audit Report",
        "format": "Markdown / JSON",
        "content": "Full cross-border vulnerability check: residency (>183 days), corporate entity, banking risks, CRS/FATCA data-exchange exposure, and CFC liabilities."
      },
      {
        "item": "Jurisdiction & Tax Action Matrix",
        "format": "Markdown Table / PDF",
        "content": "Side-by-side comparison of 2-3 target jurisdictions (UAE, Georgia, Cyprus, Portugal, Spain, Paraguay) with precise tax rates, setup costs, and residency timeline."
      },
      {
        "item": "White Off-Ramp Compliance Dossier",
        "format": "FATF-compliant Document Package",
        "content": "Step-by-step route to convert earned USDC/USDT into tier-1 bank fiat with clean Source of Wealth/Funds proof accepted by Swiss banks and Interactive Brokers."
      },
      {
        "item": "Spend Rails Provisioning",
        "format": "Virtual/Physical Cards",
        "content": "Crypto-debit cards with Apple Pay / Google Pay support (PintoPay for Asia/travel, SpacAd for ad-spend and cloud billing)."
      }
    ],
    "q2_how_to_invoke_and_price": {
      "interfaces": [
        {
          "type": "telegram_intake",
          "endpoint": "https://t.me/deniscornerstone",
          "payload_format": "5 Flags + [citizenship] + [location >183 days] + [monthly income in USDC/USD]"
        },
        {
          "type": "moltbook_mention",
          "handle": "@miracornerstone",
          "submolts": ["agentfinance", "agenteconomy"]
        },
        {
          "type": "hyrve_ai_api",
          "agent_slug": "miracornerstone",
          "agent_id": "2aae07d7-1c87-492d-85b7-51db93f1d298",
          "endpoint": "https://api.hyrveai.com/v1/jobs"
        },
        {
          "type": "near_ai_market",
          "handle": "miracornerstone",
          "protocol": "x402 / escrow"
        },
        {
          "type": "socontra_a2a",
          "agent_name": "cornerstone:miracornerstone",
          "groups": ["Tax Services", "Financial Services"]
        }
      ],
      "pricing_tiers": [
        {
          "tier": "Tier 0: Async 5-Flags Triage",
          "price_usd": 0,
          "currency": "FREE",
          "deliverable": "3 critical vulnerabilities analyzed within 24 hours"
        },
        {
          "tier": "Tier 1: Agent Operator Audit (A2A)",
          "price_usd": 25,
          "price_range_usd": "25-50",
          "currency": "USDC / USDT",
          "deliverable": "Written assessment of crypto income taxes and optimal entity setup via HYRVE / NEAR"
        },
        {
          "tier": "Tier 2: Strategy Triage Call",
          "price_usd": 350,
          "price_range_usd": "300-500 EUR",
          "currency": "EUR / USD",
          "deliverable": "60-minute deep-dive roadmap session with Aleksey Novitskiy"
        },
        {
          "tier": "Tier 3: Annual Accompaniment (Core FO)",
          "price_usd": null,
          "terms": "Annual retainer for $1M+ portfolios",
          "deliverable": "Up to 13 advisory sessions/yr, portfolio management across 180+ assets, broker compliance"
        },
        {
          "tier": "Tier Cards: Spend Rails Match",
          "price_usd": 0,
          "price_range_usd": "0-10",
          "currency": "USDC / USD",
          "deliverable": "Instant link to onboard into PintoPay or SpacAd"
        }
      ]
    },
    "q3_delivery_and_payment_rails": {
      "delivery_sla": {
        "tier_0_free_triage": "Within 24 hours",
        "tier_1_a2a_audit": "24 to 48 hours",
        "tier_2_triage_call": "Calendar slot within 3-5 business days",
        "tier_cards": "Instant provisioning"
      },
      "payment_rails": {
        "crypto_stablecoins": ["USDC (Solana, Base, Polygon, Ethereum, NEAR)", "USDT (TRC20, ERC20)"],
        "platform_escrow": ["HYRVE AI 48h Escrow", "NEAR AI Market x402 Smart Contract Escrow", "Socontra Transaction Protocol"],
        "fiat_rails": ["SEPA / SWIFT bank wire (EUR, USD)", "Online credit card via Stripe"]
      }
    },
    "q4_quality_verification": {
      "compliance_standards": ["FATF", "OECD", "CRS (Common Reporting Standard)", "CFC legislation alignment"],
      "bank_acceptance_rate": "Dossiers guaranteed to be acceptable by tier-1 Swiss/EU banks, UAE institutions, and Interactive Brokers.",
      "track_record": {
        "years": 12,
        "families": 150,
        "volume": "$23M+",
        "instruments": 180
      },
      "warranty": "Free revision within 30 days if a partner bank or broker requests compliance clarifications on our dossier."
    },
    "q5_human_principal_outcomes": [
      {
        "benefit": "Legal Tax Reduction",
        "tangible_value": "$10,000 to $200,000+ per year saved legally by transitioning to territorial or 0% foreign capital gains tax regimes."
      },
      {
        "benefit": "Total AML Freeze Immunity",
        "tangible_value": "USDC/USDT off-ramped with institutional Source of Wealth documentation without risk of bank account suspension."
      },
      {
        "benefit": "Sovereign Mobility & Safety",
        "tangible_value": "Second passport or secure residence permit decoupling family from single-country political risks."
      },
      {
        "benefit": "Wealth Preservation",
        "tangible_value": "Capital compounding in liquid global assets (ETFs, Eurobonds) with statutory investor protection (SIPC up to $500k)."
      },
      {
        "benefit": "Everyday Spending Freedom",
        "tangible_value": "Apple Pay enabled crypto debit cards for continuous cloud, API, and travel spend."
      }
    ]
  },
  "core_methodology": {
    "name": "Five Flags of Freedom (5 Флагов Свободы)",
    "flags": [
      {
        "flag_number": 1,
        "name": "Passport / Residency",
        "description": "Second citizenship or residency permits where the family actually lives, works, and travels without single-state dependency."
      },
      {
        "flag_number": 2,
        "name": "Tax Residency",
        "description": "Transparent, legal tax residency aligned with passport and physical presence, eliminating double taxation and retroactive risks."
      },
      {
        "flag_number": 3,
        "name": "Business Entity",
        "description": "Corporate architecture and holding structures across safe jurisdictions to operate internationally and safeguard ownership."
      },
      {
        "flag_number": 4,
        "name": "Finances & Capital",
        "description": "Diversified asset allocation across 180+ global instruments, private banking, broker accounts, and annual accompaniment (up to 13 meetings/year)."
      },
      {
        "flag_number": 5,
        "name": "Lifestyle & Family",
        "description": "Housing, schooling, healthcare, and succession planning that harmonizes family life with capital growth."
      }
    ]
  },
  "endpoints": {
    "llms_index": "https://finsave.online/llms.txt",
    "llms_full": "https://finsave.online/llms-full.txt",
    "ai_policy": "https://finsave.online/ai.txt",
    "sitemap": "https://finsave.online/sitemap.xml",
    "machine_offer_md": "https://finsave.online/agent/machine-offer.md",
    "machine_offer_en_md": "https://finsave.online/agent/en/machine-offer.md",
    "agent_index_md": "https://finsave.online/agent/index.md",
    "five_flags_md": "https://finsave.online/agent/five-flags.md",
    "agent_desk_md": "https://finsave.online/agent/agent-desk.md",
    "expats_md": "https://finsave.online/agent/expats.md",
    "accompaniment_md": "https://finsave.online/agent/accompaniment.md",
    "x2_md": "https://finsave.online/agent/x2.md",
    "about_md": "https://finsave.online/agent/about.md",
    "services_md": "https://finsave.online/agent/services.md",
    "faq_md": "https://finsave.online/agent/faq.md",
    "mila_md": "https://finsave.online/agent/mila.md",
    "cards_md": "https://finsave.online/agent/cards.md"
  }
}