# CornerStone Family Office & PROJECT X2 — Affiliate & Partner Program

Official commercial conditions for immigration lawyers, international realtors, wealth managers, financial advisors, and community leaders.

## Overview & Canonical Metrics
- 11+ years in international wealth management and multi-family office consulting.
- 150+ affluent client families under active financial accompaniment.
- $23M+ total client portfolio volume.
- 80+ vetted financial, brokerage, and investment instruments globally.
- Core methodology: "Five Flags of Freedom" (citizenship, tax residency, corporate base, banking & assets, lifestyle).

## Partner Commission Rates (10% flat)

### 1. Financial Accompaniment (CornerStone Family Office)
Annual and semi-annual wealth management for mobile families (up to 13 meetings/year, tax residency, 3-basket asset location, due diligence, international banking setups).
- **Annual Accompaniment by Aleksey Novitskiy:** Client fee €5,000 / year → Partner commission **€500** (10%).
- **Semi-Annual Accompaniment by Aleksey Novitskiy:** Client fee €3,500 / 6 months → Partner commission **€350** (10%).
- **Annual Accompaniment by Mila Lonshakova:** Client fee €3,500 / year → Partner commission **€350** (10%).
- **Semi-Annual Accompaniment by Mila Lonshakova:** Client fee €2,250 / 6 months → Partner commission **€225** (10%).
- **Private AUM (Large Capital > $1M):** Annual fee 1.5% of AUM → Partner commission **10% of CornerStone's annual fee** (0.15% of total capital annually). Example: On $2,000,000 portfolio, partner receives $3,000 every year the client stays.

### 2. PROJECT X2 (Financial Advisor Community & Academy)
6-month program for independent advisors and wealth managers abroad.
- **Participation fee:** €2,000.
- **Partner commission:** **10% (€200)** per enrolled advisor.

### 3. Investment Shelf (Direct Product Placements)
- **Bonds & Fixed Income (Translux, Jet):** 1.5% – 2.0% of client investment volume.
- **Real Estate Funds (Parus, Georgia Olives):** 1.0% – 5.0% of investment amount.
- **Discretionary Portfolio Management (Skyfort Growth / IB Global):** 30% of CornerStone's share in Success & Management Fees.

### 4. SpendRails (Crypto Cards & Ad-Spend Rails)
Virtual and plastic Visa/Mastercard cards without complex EU KYC (PintoPay, SpacAd, Sunrate HK):
- **Commission:** 40% of referral revenue from transactions, or flat $10 per active card funded with >$500.

## Partner Guarantees & Terms
1. **Lead Protection:** 12 months in CRM from the day of introduction to Denis (@deniscornerstone).
2. **Payout Timeline:** Within 10 business days after client funds are confirmed.
3. **Payout Methods:** USDT / USDC (TRC-20, ERC-20, Arbitrum, Solana), corporate wire (Georgia, EU, Armenia, Kazakhstan), or SEPA / SWIFT.
4. **Direct Channel:** Telegram contact — https://t.me/deniscornerstone.