In short. A financial advisor helps a family put its money in order: build a personal financial plan, assemble a portfolio around a risk profile, choose a broker and a strategy for the account, protect capital and prepare to pass it to the children. If you live between countries, tax residency, passport and business structure join the list. At CornerStone Family Office it all goes into one plan.
What people come to an advisor for
Personal financial plan
We bring your family income, spending, savings and goals into one plan. You see how much to set aside and when you will reach your goal.
Investments for your goals
We find out how much market movement feels comfortable to you and build a portfolio around your goals, choosing from 80+ instruments.
Brokerage account strategy
We help you choose a broker, review an account you already hold and give a second opinion on a deal. You can come with this task alone.
Capital protection and legacy
We spread capital across countries and currencies and select investment policies and trusts, so your children receive it calmly and on clear terms.
Business structure
We help you decide where to hold your company and how to set up ownership, so the business comes through your move smoothly.
Life in another country
Passport, residence, taxes, accounts and investments go into one plan under the Five Flags of Freedom, and you live happily in the country you chose.
How to choose a financial advisor
Ask six questions at the first meeting.
- How do you earn? A fee for work, a percentage of capital, commission on products. Any of these can work, what matters is hearing it plainly.
- Where will my money be? It should stay in your own brokerage or bank accounts.
- What will I receive? A written plan with goals and numbers that can be reviewed.
- Have you worked with people from my country and with my passport? Instruments and taxes depend heavily on this.
- Are you a member of a professional association? Are you in its register?
- What happens after the purchase? How many meetings a year, and who watches the portfolio.
Our prices
- AI freedom audit: about 20 minutes, no payment.
- Personal strategy: €20.
- Audit with an advisor: 60 minutes, €200, written summary within 2 days.
- Accompaniment with a CornerStone financial advisor: €3,500 a year or €2,250 for six months.
- Personal accompaniment with Aleksey Novitskiy: €5,000 a year, up to 13 meetings, or €3,500 for six months.
- Wealth management for capital from $1M: 1.5% a year or €12,000 a year for capital up to $2M. We start with a €1,200 capital audit, credited toward the annual fee.
- A one-off task, such as a brokerage account, a deal or a second opinion: priced for the task.
Who does the work
CornerStone founders: Aleksey Novitskiy, financial advisor and wealth manager, and Mila Lonshakova, business psychologist, investor and financial advisor. 50+ families, $25M+ in client portfolios, based in Alanya, meetings online.
FAQ
How is a financial advisor different from a bank employee?
A bank employee works with the products of their bank. An advisor looks at the whole picture of the family, selects instruments for its goals from different brokers and companies, and acts in the interests of the family.
How much does a financial advisor cost?
At CornerStone an audit with an advisor costs €200, accompaniment from €2,250 for six months or from €3,500 a year. All formats are on the services page.
Do you help with trusts and business structure?
Yes, this is part of the work on capital protection and the Business flag in the Five Flags system. The right option is chosen at the audit, it depends on the country and the capital.
Do you work with people outside Turkey?
Yes. We are based in Alanya, all meetings are online, on Zoom, and our clients live in different countries.
This page describes our approach and is not individual investment advice. The decision and the risk always stay with the investor.